Contractor accounting built for changing IR35 rules
Proactive, compliant tax advice for contractors. We help you understand your options and move smoothly between limited company, umbrella, and inside-IR35 working.
Free to set up No minimum contract Switch in minutes
All-inclusive from
£104.50/mo + VAT
Fixed monthly fee plus VAT
Setup fees
FreeAgent software subscription cost
Dedicated named accountant assigned to you
What you get with Contractor Accountants
IR35 Take-Home Calculator
See exactly how much more you keep operating outside IR35 through your own limited company versus inside IR35 through an umbrella.
Your Contract Details
Based on 220 working days = £110,000/year
Costs your company pays for things you need (laptop, software, fees). Reduces corp tax — not money lost.
Set your day rate
Adjust the sliders and click calculate to see how IR35 status affects your take-home pay
The difference a dedicated accountant makes
Proactive IR35 guidance
We help you understand your off-payroll working status for each contract. This helps you remain fully compliant while keeping your tax position efficient.
Flexible working structures
If your contract switches from outside to inside IR35, we handle the transition. You can move between your limited company and our umbrella service seamlessly.
Dividend tax advice
With dividend tax rates rising by two percentage points from April 2026, we explain how the £500 allowance and your personal thresholds work, so you can plan your distributions tax-efficiently.
Clear expense management
We advise on exactly which expenses you can legally claim as a contractor. This keeps your company tax-efficient and ensures you do not miss out on valid deductions.
Going it alone vs having us in your corner
You can absolutely do your own books. Here's what actually changes when a dedicated accountant takes it off your plate.
Doing it yourself
Accounting software
Pay for FreeAgent yourself — that's £100s a year on top.
Tax savings
Easy to miss allowable expenses, reliefs and allowances.
Your time
Evenings lost to receipts, spreadsheets and HMRC admin.
Knowledge & deadlines
MTD, National Insurance and filing dates — costly to get wrong.
With Workwell
Accounting software
FreeAgent included free, set up and ready to go.
Tax savings
Proactive planning to claim every allowance — often saving more than we cost.
Your time
We handle the books and filing, so you get your evenings back.
Knowledge & deadlines
A named accountant keeps you compliant and filed on time, every time.
The bottom line
Free software, more tax saved and your time back — for just £104.50/mo.
Most clients save more in tax and software than they pay us. Switching takes minutes.
Everything, sorted
IR35 Support
- Written IR35 contract opinion
- Working practice assessments
- Contract wording recommendations
- HMRC enquiry support
umbrella
- Seamless PSC to umbrella switching
- Umbrella payroll processing
- Inside IR35 tax guidance
- No disruption between contracts
PSC Accounting
- Year-end accounts & CT600
- Quarterly VAT returns (MTD)
- Director payroll & RTI
- Companies House filings
Tax Planning
- Salary/dividend structure guidance
- Corporation tax efficiency
- Expenses & allowances advice
- Year-round proactive guidance
Compliance
- Director self assessment
- HMRC correspondence handled
- Auto-enrolment managed
- Registered agent with HMRC
Day-to-Day Support
- Dedicated accountant by name
- Unlimited calls & emails
- Free FreeAgent software
- Real-time financial dashboard
“Workwell has administered my company since formation in 2014. I am very happy with the quality of the service that they have provided. Danielle and Ross, in particular, have been excellent in their roles as lead client accountants.”
Limited company client
With Workwell since 2014
Questions, answered
Ready to get contractor accountants sorted?
A dedicated accountant, unlimited advice and free software — one simple monthly fee. Set up in minutes.