Workwell Accountancy
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Making Tax Digital made simple for your business

We help UK sole traders, landlords, and businesses navigate the transition to digital tax reporting without any disruption. With a dedicated accountant, free FreeAgent software, and a single fixed monthly fee, you can stay compliant effortlessly.

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Making Tax Digital with Workwell

All-inclusive from

£104.50/mo + VAT

£0

Setup fees

100%

Online UK accountancy

1

Dedicated named accountant

£0

FreeAgent subscription cost

Everything included

What you get with Making Tax Digital

Filing your quarterly updates directly to HMRC
Providing full, free access to MTD-compatible FreeAgent software
Setting up your digital record-keeping system from scratch
Managing your Making Tax Digital for VAT submissions
Submitting your final end-of-year declarations accurately
Answering your compliance questions with a dedicated, named accountant
Tracking your income against HMRC thresholds automatically
Helping you transition smoothly to the new points-based penalty system
Providing proactive guidance on allowable business and property expenses
The basics

What is Making Tax Digital?

MTD is HMRC's move to digital tax. Instead of one annual return, you keep digital records and report to HMRC through the year. MTD for VAT is already mandatory — MTD for Income Tax is now rolling out for the self-employed and landlords.

Keep digital records

Record income and expenses digitally using MTD-compatible software — no spreadsheets or shoeboxes.

Send quarterly updates

Submit a summary of income and expenses to HMRC every three months, instead of one annual return.

File a final declaration

Confirm your figures after the tax year ends to finalise your tax — this replaces the old Self Assessment.

The timeline

When MTD applies — and to whom

It's based on your qualifying income — gross income from self-employment and property, before expenses. The threshold steps down each year.

April 2026

£50k

£50,000+ income

Self-employed and landlords with qualifying income over £50,000 come in first.

April 2027

£30k

£30,000+ income

The threshold drops to £30,000 — many more sole traders and landlords.

April 2028

£20k

£20,000+ income

Drops again to £20,000 — by now most self-employed people are in scope.

VAT-registered? MTD for VAT already applies to you. Partnerships and companies follow in later phases. Contracting via your own limited company? Salary and dividends aren't 'qualifying income' — but any sole-trade or rental income is.

On CIS? Read this

CIS subcontractors — remember, you'll be caught too

  • You're self-employed, so you're squarely in scope for MTD for Income Tax — exactly like any other sole trader.
  • Your qualifying income is measured gross — before the 20% or 30% CIS deduction. So you'll hit the £50k / £30k / £20k thresholds sooner than you might expect.
  • We handle your CIS and MTD together — digital records, quarterly updates and your year-end reclaim, all in one place.
See our CIS accounting
The quarterly cycle

The quarters that matter

Four updates a year, each due roughly a month after the quarter ends, then a final declaration. We track every date.

Quarter 1

6 Apr – 5 Jul

Update due 7 August

Quarter 2

6 Jul – 5 Oct

Update due 7 November

Quarter 3

6 Oct – 5 Jan

Update due 7 February

Quarter 4

6 Jan – 5 Apr

Update due 7 May

Plus a final declaration by 31 January after the tax year — this replaces your annual Self Assessment.

How we help

How we get you MTD-ready

From working out whether you're caught to filing every quarter, we take the whole thing off your plate.

Check if you're caught

We work out whether — and when — MTD applies to you based on your income, so there are no nasty surprises.

Set up the software

We get you onto FreeAgent (MTD-compatible) and set up your digital records properly from day one.

Prepare & file your quarters

We prepare and submit each quarterly update to HMRC, on time, from your digital records.

Handle your final declaration

We finalise your year-end position and submit the final declaration that replaces Self Assessment.

Clear, upfront pricing

MTD quarterly filing is an add-on to your monthly fee — and we'll quote it clearly before you commit.

Your FreeAgent software is included free; the extra quarterly submissions are the only added cost. No surprises.

Get an MTD quote
Why us

The difference a dedicated accountant makes

Your own dedicated accountant

You get a named UK accountant who understands your business and handles the complex HMRC submissions on your behalf. There are no faceless call centres, just direct and reliable professional support.

FreeAgent software included

We provide a full subscription to MTD-compatible FreeAgent bookkeeping software at no extra cost. This allows you to track expenses, send invoices, and log transactions digitally in real time.

One fixed monthly fee

Our transparent pricing structure means you pay a single fixed fee each month with no hidden charges. You will never face unexpected bills for year-end accounts or routine advice.

Proactive and stress-free compliance

We monitor your income thresholds and upcoming HMRC deadlines so you never have to worry about late filing. Our team handles the transition details so you can focus entirely on your business.

DIY vs done-for-you

Going it alone vs having us in your corner

You can absolutely do your own books. Here's what actually changes when a dedicated accountant takes it off your plate.

Doing it yourself

Accounting software

Pay for FreeAgent yourself — that's £100s a year on top.

Tax savings

Easy to miss allowable expenses, reliefs and allowances.

Your time

Evenings lost to receipts, spreadsheets and HMRC admin.

Knowledge & deadlines

MTD, National Insurance and filing dates — costly to get wrong.

With Workwell

Accounting software

FreeAgent included free, set up and ready to go.

Tax savings

Proactive planning to claim every allowance — often saving more than we cost.

Your time

We handle the books and filing, so you get your evenings back.

Knowledge & deadlines

A named accountant keeps you compliant and filed on time, every time.

The bottom line

Free software, more tax saved and your time back — for just £104.50/mo.

Most clients save more in tax and software than they pay us. Switching takes minutes.

Get started free
What we handle

Everything, sorted

Onboarding and setup

  • Setting up your free FreeAgent account
  • Linking your business bank feed
  • Reviewing your historic income levels
  • Confirming your mandatory MTD start date
  • Registering your business with HMRC for MTD

Quarterly record keeping

  • Automating expense tracking through FreeAgent
  • Categorising your business transactions accurately
  • Reviewing quarterly digital records for errors
  • Submitting required quarterly updates to HMRC
  • Providing real-time estimates of tax liabilities

Year-end tax finalisation

  • Reconciling all twelve months of business data
  • Preparing your final annual declaration
  • Applying all relevant tax allowances
  • Submitting your final tax return to HMRC
  • Confirming your final tax payment deadlines

Ongoing expert support

  • Access to your dedicated named accountant
  • Unlimited professional tax advice via email
  • Proactive planning for changing tax thresholds
  • Support with HMRC queries and correspondence
  • Regular reviews to maximise your tax efficiency

Workwell has administered my company since formation in 2014. I am very happy with the quality of the service that they have provided. Danielle and Ross, in particular, have been excellent in their roles as lead client accountants.

Limited company client

With Workwell since 2014

Good to know

Questions, answered

Ready to get making tax digital sorted?

A dedicated accountant, unlimited advice and free software — one simple monthly fee. Set up in minutes.