The modern alternative to your local high-street accountant
Many small business owners realise that a local office matters less than having an accountant who actually answers the phone. We provide a dedicated, named accountant and free FreeAgent software for one clear, fixed monthly fee.
Free to set up No minimum contract Switch in minutes
All-inclusive from
£42.50/mo + VAT
Setup or exit fees
Dedicated named accountant
VAT registration threshold
Tax-free dividend allowance
What you get with Local Accountants
Local Accountants: what you need to know
Understanding your VAT obligations
VAT rules depend on your taxable turnover and require precise tracking throughout the year.
- The UK VAT registration threshold remains frozen at £90,000 for both the 2025/26 and 2026/27 tax years.
- You must register if your taxable turnover exceeds £90,000 in any rolling 12-month period, not just your financial year.
- HMRC also requires registration if you expect your taxable turnover to exceed the £90,000 limit in the next 30 days.
- The VAT deregistration threshold is set at £88,000, allowing businesses to deregister if turnover falls below this level.
Key Self Assessment deadlines
Filing and paying on time is essential to avoid automatic penalties from HMRC.
- For the 2025/26 tax year, the deadline to submit your Self Assessment tax return online is 31 January 2027.
- Any outstanding tax owed for the 2025/26 tax year must also be fully paid by 31 January 2027.
- If you are required to make payments on account, your second instalment is due by 31 July each year.
- Missing the online filing deadline results in an immediate automatic late filing penalty of £100 from HMRC.
Making Tax Digital updates
The government is phasing in digital record-keeping requirements for sole traders and landlords.
- Sole traders and landlords with gross income over £50,000 must use MTD-compatible software from 6 April 2026.
- The gross income threshold for Making Tax Digital drops to £30,000 starting from 6 April 2027.
- Under the new rules, businesses must submit quarterly digital updates of their income and expenses to HMRC.
- The final declaration and tax payment deadlines remain aligned with the standard 31 January Self Assessment date.
Income and dividend tax rates
Structuring your salary and dividends efficiently can help manage your personal tax liability.
- The standard UK tax-free Personal Allowance is frozen at £12,570 for the 2025/26 and 2026/27 tax years.
- Your Personal Allowance reduces by £1 for every £2 of adjusted net income over £100,000.
- The tax-free dividend allowance is set at £500 for both the 2025/26 and 2026/27 tax years.
- From 6 April 2026, the basic rate of tax on dividends increases from 8.75% to 10.75%.
The difference a dedicated accountant makes
Your own named accountant
You will never have to explain your business to a different person every time you call. Your dedicated accountant knows your history and is always directly reachable by phone and email.
No physical office required
Responsiveness matters far more than a local high-street storefront. We support you wherever you are, giving you swift answers without the need to book physical appointments.
Clear fixed monthly fees
We do not charge by the hour or send unexpected bills for simple questions. You pay one transparent monthly fee that covers all your core accounting and tax filings.
Free modern cloud software
We include FreeAgent bookkeeping software completely free of charge. You can track your invoices, expenses, and real-time cash flow from any device at any time.
Going it alone vs having us in your corner
You can absolutely do your own books. Here's what actually changes when a dedicated accountant takes it off your plate.
Doing it yourself
Accounting software
Pay for FreeAgent yourself — that's £100s a year on top.
Tax savings
Easy to miss allowable expenses, reliefs and allowances.
Your time
Evenings lost to receipts, spreadsheets and HMRC admin.
Knowledge & deadlines
MTD, National Insurance and filing dates — costly to get wrong.
With Workwell
Accounting software
FreeAgent included free, set up and ready to go.
Tax savings
Proactive planning to claim every allowance — often saving more than we cost.
Your time
We handle the books and filing, so you get your evenings back.
Knowledge & deadlines
A named accountant keeps you compliant and filed on time, every time.
The bottom line
Free software, more tax saved and your time back — for just £42.50/mo.
Most clients save more in tax and software than they pay us. Switching takes minutes.
Everything, sorted
Limited Company Accounting
- Preparation of annual statutory accounts
- Filing accounts with Companies House
- Corporation Tax return preparation
- Proactive director salary planning
- Dividend documentation and advice
Sole Trader Services
- Annual income and expense review
- Self Assessment return preparation
- HMRC registration and setup guidance
- Making Tax Digital transition support
- Proactive tax payment forecasting
VAT and Bookkeeping
- FreeAgent software setup and training
- Making Tax Digital VAT submissions
- Quarterly VAT return reviews
- Open banking feed configuration
- Real-time cash flow monitoring
Payroll and Support
- Monthly director payroll processing
- RTI submissions sent to HMRC
- Year-end P60 document generation
- Unlimited phone and email advice
- Direct access to named accountant
“Workwell has administered my company since formation in 2014. I am very happy with the quality of the service that they have provided. Danielle and Ross, in particular, have been excellent in their roles as lead client accountants.”
Limited company client
With Workwell since 2014
Questions, answered
Ready to get local accountants sorted?
A dedicated accountant, unlimited advice and free software — one simple monthly fee. Set up in minutes.